Haut Prospéròn applies predictive modelling to standard dollar-cost averaging. Each scheduled contribution is timed against short-term trend, volatility, and valuation signals, while your long-term allocation plan stays unchanged.
Built for middle-income Canadian households investing on a recurring schedule.
Standard dollar-cost averaging invests a fixed amount on a fixed date. Haut Prospéròn keeps that discipline but adjusts execution timing within a defined window, based on measurable market conditions rather than discretionary judgment.
You set a recurring contribution amount and cadence, consistent with a standard dollar-cost averaging plan.
The model scores near-term entry conditions daily using trend, volatility, and valuation inputs across covered markets.
A contribution can be shifted earlier or later within its window to favour statistically favourable entry points.
Trades execute automatically. Each decision is recorded with the signal values that produced it, for later review.
Pure dollar-cost averaging removes emotional decision-making but ignores available market information. Haut Prospéròn keeps the fixed contribution schedule and only adjusts the day of execution, so the strategy retains its risk-reducing structure while responding to short-term conditions.
The figures below describe how the platform operates, not a forecast of investment returns. Model output and coverage are disclosed per contribution.
Signals recalculate at market open and again at close, incorporating the latest session data before the next contribution date.
Each signal is tested against historical entry windows on a rolling basis, with confidence weighting shown alongside every recommendation.
Coverage includes major Canadian and U.S. equity indices plus selected fixed-income benchmarks used for allocation context.
Maximum range within which a scheduled contribution can be shifted earlier or later, preserving the DCA schedule.
Every executed trade is stored with the signal inputs and confidence score used to select its entry date.
Contributions and reporting are tracked in Canadian dollars, with U.S.-listed holdings reconciled at settlement.
These outcomes describe the mechanics of the approach. They are not a projection of returns or a guarantee of performance.
Contribution schedules are built around recurring household savings, not short-term trading. The model adjusts timing, not the total amount invested or the underlying allocation strategy.
By spreading contributions across scheduled dates and nudging execution toward less volatile entry points, average purchase cost is smoothed relative to a single lump-sum entry.
Once a schedule is set, no manual entry-timing decisions are required. Contributions execute automatically within the defined window, with full activity logged for review.
Decision support requires visibility into inputs and constraints. The items below outline how the model is built and bounded.
Market inputs are sourced from exchange-level and licensed market data feeds for TSX, NYSE, and NASDAQ. Pricing and volume data are reconciled at each recalculation cycle before being passed to the signal model.
Timing adjustments are hard-capped by the preset window and cannot cancel a scheduled contribution. If a signal input is unavailable or fails validation, the platform defaults to the original scheduled date rather than estimating.
Contribution scheduling accounts for TSX trading calendars, Canadian statutory holidays, and CAD/USD settlement timing for cross-listed and U.S.-domiciled holdings.
Haut Prospéròn is designed for households running a recurring contribution plan who want the timing decisions handled by a consistent, rules-based process rather than discretionary judgment.
The platform does not select which securities to hold. It works alongside an existing allocation plan, focusing solely on when scheduled contributions execute within the constraints described above.